Coverage
Commercial insurance built for contractors and trades.
Every line of coverage below is written specifically for contractors and trades, not repurposed from a general commercial template. Explore each to see what it covers and who typically needs it.
General Liability
Protection against third-party bodily injury and property damage claims arising from your work, on and off the jobsite.
Workers’ Compensation
Coverage for on-the-job injuries, and the ongoing X-Mod strategy that keeps your premium under control. Our most in-depth coverage area, with a full Resource Center dedicated to it.
Commercial Auto
Coverage for company vehicles, work trucks, and the crews and equipment they carry.
Professional Liability
Protection against claims of errors, omissions, or negligence in the work you perform.
Property
Coverage for owned or leased buildings, shops, and business personal property.
Inland Marine
Coverage for tools, equipment, and materials in transit or stored off-site.